Calculators -

Mortgage Calculator

Principal Loan Balance:
Annual Interest Rate (%):
Amorization Length (years):
Starting:
Show full amortization table?
Pre-payment method:
Monthly/Annually/One-Time Principal Prepayment Amount:
One-Time Prepayment to be paid after payment (month #):

Prepayment vs. Investment - A Scenario
This form allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead. This tries to take into account your tax situation and assumes you always itemize (even late into your mortgage when your interest will be lower -- I am assuming you give to charities, and pay state and local taxes too!!)

How much more you have to spend each month:
Current monthly payment (principal & interest only):
Current Annual Loan Interest Rate:
Current Loan Balance:
Loan Interest Deductibility:
Expected Long Term Investment Return (%):
Expected Long Term Tax Rate (%) (Federal+State):
Investment Type:

Annual Income:
Monthly Debt (Car payments, credit cards, student loan payment etc.)
Cash in hand for down payment:
Property tax rate (1% = $1000/yr for 100K house)
Home Insurance rate (0.5% = $500/yr for 100K house)
Interest Rate (%):
Term (years):

	Minimum Value	Maximum Value
Principal:
Interest:
Number of years:

Monthly mortgage principal + interest:
Enter expected annual property tax:
Enter expected annual home insurance:
Enter expected monthly debt payments (car & student loans, credit cards, etc...):
Sale price of home:
Down Payment:

Current Principle Balance:
Current Prin+Int Monthly Payment:
Current Annual interest Rate:
Additional Monthly Pre-Payment Amount: (Or enter "B" for biweekly)
Increase Monthly Payment each year by (%):

Enter the Loan Amount:
The Quoted Interest Rate (%):
The Quoted APR (%):
Length of Loan (years):

Enter your :
Your Interest Rate (%):
Length of Mortgage (years):

Enter the Loan Amount:
The Quoted Interest Rate (%):
Points (%):
Other Closing Costs to Include:
Length of Loan (years):

Starting Value of Investment:
Final Value of Investment:
Input Total Duration in Years:

Beginning Balance of Account:
Monthly Contribution:
Years Until Retirement:
Estimated Annual Yield:
Estimated Annual Inflation (%):
Estimated Annual Contribution Increase:
Desired Future Monthly Withdrawal Amount (current dollars):

Beginning Loan Balance:
Minimum Monthly Payment:
Maximum Monthly Payment:
Annual Interest Rate (%):

Annual Income Required (today's dollars):
Number of years until retirement:
Number of years required after retirement:
Annual Inflation:
Annual Yield on Balance (%):

Future Value:
Present Value:
Total Years:
Compound Periods Per Year:

Initial Amount:
Monthly Deposit:
Annual Interest % (Compounded ):
Number of Years:

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